Join The Financial Independence Club
What is Financial Literacy?
The skills and knowledge to make informed financial decisions and understand products and services that impact our financial well-being. In short, being financially literate is the key to your financial independence.
Take Control Of Your Personal Finances
We are committed to helping Montrealers from all walks of life improve their money skills. Register to any of our free courses below for valuable financial information that can help you now and into the future. Our curriculum aims to deliver in-depth financial education, in a relaxed non-pressured environment. We believe financial education should be available to all, and we are proud we are doing our part in helping people reach their potential.
Module 1 - Building a Family Budget
- Build and maintain a family budget
- Change problematic behaviours that keep you from your goals
- Set financial priorities with your family and be accountable
Module 2 - Risk Management
- Understand how we interact with money to identify risks & threats
- Weight the cost of risk vs the cost of planning
- Create a plan to all but eliminate financial risk form your life
Module 3 - Understanding Life Insurance
- Learn what life insurance is really for, and if it’s right for you
- Learn how to calculate how much insurance you REALLY need, and avoid being oversold
- Learn how to stop overpaying for your life insurance, and quickly, simply shop around
Module 4 - Debt Management and Credit Scores
- Understand the root causes of debt and address them permanently
- Use powerful strategies to completely eliminate bad debts
- Understand how your credit score is calculated and how to improve it
Module 5 - Taxes and How to Beat Them
- Understand how the tax system really works
- Reduce your income tax bill
- Start using government-approved tax-advantage programs today
Module 6 - RRSPs and TFSAs
- Learn how RRSPs and TFSAs work, and which is right for you
- Discover innovative strategies for using these government programs
- Avoid the pitfalls and little-known problems these plans have
Module 7 - Buying your First Home
- Understand the advantages, disadvantages and process of buying a home
- Understand how mortgages work and how to qualify for one
- Learn about the costs, taxes and responsibilities involved in buying a home
Module 8 - Children and Finances
- Learn and plan for the new expenses you’ll face in starting or expanding your family
- Understand the many government support programs available to parents
- Build a plan to pay for your child’s education with generous government grants
Module 9 - How Investments Work
- Learn how different investment tools work
- Understand what causes your investments to gain or lose value
- Discover the advantages and drawbacks of the main investments available to you
Module 10 - Reaching Your Financial Goals
- Learn the process needed to set financial goals effectively
- Build an investment strategy using time-tested tactics to get you to your goal
- Compare options to decide if DIY or professionally-managed investing is right for you
Module 11 - Retirement
- Understand the plans the Government has available to retirees
- Set your priorities for a dignified and stable retirement
- Find out how much you REALLY need in order to retire and when you should start saving
Module 12 - Handling An Estate
- A step by step checklist for executors of an estate
- The importance of a will, who needs one and the consequences of not having one
- The costs and times involved in resolving an estate
Our Classes Are BACK!
Class Length: 75 minutes
Date & Time: Multiple
We are proud to offer our classes once again in many locations across the Greater Montreal Area, and even at people’s homes in small groups. For more information or to know how to attend one of our courses, please fill out the form below and we’ll contact you with all the details!