Join The Financial Independence Club
We believe financial education should be accessible to all
Free Financial Literacy Courses
Gain valuable financial information that can help you now and into the future. Our curriculum aims to deliver in-depth financial education, in a relaxed non-pressured environment.
What is Financial Literacy?
The skills and knowledge to make informed financial decisions and understand products and services that impact our financial well-being. In short, being financially literate is the key to your financial independence.
About our free financial literacy courses
The key to financial independence is education
Unlock the secrets to financial success with our free financial literacy courses. Gain an insider’s perspective on how to effectively manage your money and debts. Our courses provide powerful strategies that you can apply to your own personal situation. Take control of your financial future today with The Financial Independence Club’s comprehensive financial education.
Module 1 - Building a Family Budget
- Build and maintain a family budget
- Change problematic behaviours that keep you from your goals
- Set financial priorities with your family and be accountable
Module 2 - Risk Management
- Understand how we interact with money to identify risks & threats
- Weight the cost of risk vs the cost of planning
- Create a plan to all but eliminate financial risk form your life
Module 3 - Understanding Life Insurance
- Learn what life insurance is really for, and if itās right for you
- Learn how to calculate how much insurance you REALLY need, and avoid being oversold
- Learn how to stop overpaying for your life insurance, and quickly, simply shop around
Module 4 - Employee Group Benefit Plans
- Gain a better understanding of the benefits your employer offers
- Get the most out of some common but under-used benefits programs
- Learn to spot weaknesses in your group plan and address them
Module 5 - Debt Management & Credit Score
- Understand the root causes of debt and address them permanently
- Use powerful strategies to completely eliminate bad debts
- Understand how your credit score is calculated and how to improve it
Module 6 - Taxes and How to Beat Them
- Understand how the tax system really works
- Reduce your income tax bill
- Start using government-approved tax-advantage programs today
Module 7 - RRSPs and TFSAs
- Learn how RRSPs and TFSAs work, and which is right for you
- Discover innovative strategies for using these government programs
- Avoid the pitfalls and little-known problems these plans have
Module 8 - Buying your First Home
- Understand the advantages, disadvantages and process of buying a home
- Understand how mortgages work and how to qualify for one
- Learn about the costs, taxes and responsibilities involved in buying a home
Module 9 - Children and Finances
- Learn and plan for the new expenses youāll face in starting or expanding your family
- Understand the many government support programs available to parents
- Build a plan to pay for your childās education with generous government grants
Module 10 - How Investments Work
- Learn how different investment tools work
- Understand what causes your investments to gain or lose value
- Discover the advantages and drawbacks of the main investments available to you
Module 11 - Reaching Your Financial Goals
- Learn the process needed to set financial goals effectively
- Build an investment strategy using time-tested tactics to get you to your goal
- Compare options to decide if DIY or professionally-managed investing is right for you
Module 12 - Retirement
- Understand the plans the Government has available to retirees
- Set your priorities for a dignified and stable retirement
- Find out how much you REALLY need in order to retire and when you should start saving
Register Now
We are proud to offer our classes once again in many locations across the Greater Montreal Area, and even at peopleās homes in small groups. For more information or to know how to attend one of our courses, please fill out the form and weāll contact you with all the details!